But it does buy you a good health insurance policy, which borders on sci-fi for many these days. Provided they give you one in the first place if they find out you've got a chronic condition. It seems to me in America if you're not in good health, you might as well be dead because anything else is too expensive. And you can't even die without having someone to deal with death duties. With things being the way they are, the most affordable way to do it for your loved ones is to burn the body somewhere by themselves and throw the remains away, without coffins, flowers and memorials. At least that's what not being rich does to dead people, it seems.